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If you are scheduled for less than 6 credits in the semester, you will not be eligible for any federal direct loans (Stafford, Grad Plus, or Parent Plus) even if these loans are currently showing as pending on your bill. To be eligible for these loans you must pick up additional credits for a total of at least 6 credits. Loan amounts are prorated based on the total number of credits scheduled in a semester.
Source: Student Accounts. Contact: 717-477-1211, studentaccts@ship.edu
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